No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
No cover in force unless confirmed by underwriters.
How health insurance coverage works
When you have insurance, you pay some costs and your insurance plan pays some others. For this you pay a premium. You pay this even if you don't use medical care that month. You can reduce your costs by lowering your cover, by having deductables, copayments and coinsurance. Talk to a BD Wealth Management advisor for assistance is securing the right product for you
Health insurance is a contract between you and your insurance company. You buy a plan, and the company agrees to pay part of your medical costs when you get sick or hurt.
The uninsured... • Receive less medical care and have fewer preventive and screening services. • Medical care is often not timely - cancers diagnosed at later stages. • Have worse health outcomes than the insured. • Have a significant increase in family financial burden and stress.